What happens -- if we have Multiple Insurance Claims?

If you are going through a bit of bad luck and have multiple accidents in the shortest period of time then you must be considering filing a claim with your auto insurance agency. The best thing is to take time for learning about the insurance claims before filing so you can prepare yourself for what ahead. It does not matter if you are having two car insurance claims within the same week because All of the claims produced within three years are supposed "multiple claims" on your claim history by your insurance company.

Multiple claims can initiate about a lot of deductible for example if you are podcasting about anything and a deer run into the side of your vehicle. To save time and addressing the issue the damage can be recovered at the same time. You would be responsible for paying the two deductible because of having two separate incidents.

Generally, when your vehicle is disabled at two separate occasions by two separate problems, your full deductible would apply to each event. However, it is possible for complaints to be made in the case of storm damage. If your car is destroyed by hail and a tree branch drops on your vehicle during the same storm, your insurance company would be responsible to charge a single deductible because the same storm produced the damage.

To avoid multiple claim penalties you should be careful and try to minimize distracted driving, stay off the roads when the weather is bad, park your car in a garage or under a carport, and keep your car in tip-top shape. It is the understandable thing that you don't want to pay anything but sometimes it is the cheapest overall option and the best advice is to deal with one claim at a time.